Bank loan
Specific route
Maximize the conditions for obtaining a bank loan
Open to the possibility of financing by Les Pas Sages
Be more autonomous in the management of your eco-place .
Be more independent in your relationship with your banking advisor and your accountant
Conditions and prerequisites
Collective made up of at least 3 people
Be a member of the Les Pas-Sages association.
Have completed the Co-create and Co-finance module
Content
Project feasibility
Forecast calculation of monthly payments: rental charges, rent, Additional Monthly Savings (EMC)
Initial assessment
Realization :
Forecast income statements over 3 years
Cash requirements over 3 years
Forecast balance sheets over 3 years
Assistance in drafting the project presentation document submitted to the bank.
Coaching for presentation of the project to the bank
Intermediate coaching between two banking meetings.
Documents made available
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Sharing content based on identified needs.
Format and terms
Videoconference sessions
30 hours of support in sessions of 1 or 2 hours.
RECEPTION HALL
Every Tuesday 7:00 p.m. | 8:00 p.m.
Do you have questions about our support? On our residents' cooperative model? Do you want to carry out a collective project?
Join us on Zoom for a friendly meeting where we will discuss the keys to cooperation and collective housing. Everyone is welcome, whether you are already introduced to the concept or are just discovering this exciting world of cooperative housing.
All you have to do is bring your curiosity, we'll take care of the rest!