
Co-finance
Course 2 | Co-realize
Understand and implement the financial mechanisms of the SAS Cooperative
Conditions and prerequisites
Collective made up of at least 3 people
Be a member of the Les Pas-Sages association.
Have completed the Co-create module
Content

We have developed a path in two STEPS for each of which there are:
STEPS - videos to watch
STOPOVERS - activities to do
a collective EXCHANGE TIME with a support person - a live question/answer webinar .

FIRST STEP: The CCA contribution agreement
(Associates Current Account)
The contract between the cooperative and the partners
Contributions and reimbursements of associates
Commitments and guarantees provided to partners
Impact of inflation on the project
Possibility of indexation and its consequences on rents
Additional Monthly Savings (EMC)
Loan or solidarity contributors.

SECOND STEP: Deepening financial mechanisms
Advantages and disadvantages of bank credit.
Composition of monthly payments to be paid to the SAS Cooperative
Basic notions of accounting: the income statement and cash flow
Practical case of an eco-place: determination of rents
Importance and operation of the reserve fund
Possibilities of exchanges without currency
The dynamics of contributors: how to bring them in and reassure them.
Accompanied member access
At the end of the support, access to “Co-Finance Space” with:
The latest versions of the models to personalize:
Associate Current Account Contribution Agreement
Cooperation forums between schools on these themes:
Associate Current Account Contribution Agreement
Financial Mechanisms.
The visual supports of the presentations used in the videos.

Format and terms
This is an online learning path via the Pas-Sages platform, with:
Educational content videos with simple and clear language
Fun activities to better integrate knowledge
Question/answer webinars with a Pas-Sages guide
Downloadable document templates
Visual memos of video presentations
And forums for cooperation between students
Note: each person has individual access to the platform and can complete the course at their own pace within the collective time allotted.

RECEPTION HALL
Every Tuesday 7:00 p.m. | 8:00 p.m.
Do you have questions about our support? On our cooperative model? Do you want to carry out a collective project?
Join us on Zoom for a friendly meeting where we will discuss the keys to cooperation and collective housing. Everyone is welcome, whether you are already introduced to the concept or are just discovering this exciting world of cooperative housing.
All you have to do is bring your curiosity, we'll take care of the rest!
