
Co-financing
Course 2 | Co-realize
Understanding and implementing the financial mechanisms of the SAS Cooperative
Conditions and prerequisites
A group consisting of at least 3 people
To be a member of the association Les Pas-Sages.
Having completed the Co-create module
Content

We have developed a two-step path, each step of which involves:
STEPS - videos to watch
STOPOVERS - activities to do
a collective EXCHANGE TIME with a facilitator - a live Q&A webinar .

FIRST STEP: The contribution agreement in CCA
(Shareholders' Current Account)
The contract between the cooperative and the members
Contributions and repayments of partners
Commitments and guarantees given to partners
Impact of inflation on the project
The possibility of indexation and its consequences on rents
Supplementary Monthly Savings (EMC)
Loans or solidarity contributions.

SECOND STEP: Deepening of financial mechanisms
Advantages and disadvantages of bank credit.
Breakdown of monthly payments to be made to the SAS Coopérative
Basic accounting concepts: the income statement and cash flow
Case study of an ecovillage: determining rents
Importance and operation of the reserve fund
Opportunities for exchanges without money
Contributor dynamics: how to attract and reassure them.
Access for accompanied members
Upon completion of the support program, access to the “Co-Financing Space” will be granted, including:
The latest versions of the customizable templates :
Shareholder Current Account Contribution Agreement
Cooperation forums between ecovillages on these themes:
Shareholder Current Account Contribution Agreement
Financial Mechanisms.
The visual aids for the presentations used in the videos.

Format and terms
This is an online learning path via the Pas-Sages platform, with:
Educational videos with simple and clear language
Fun activities to better integrate knowledge
Q&A webinars with a Pas-Sages facilitator
Downloadable document templates
Visual memos from video presentations
And forums for cooperation between eco-villages
Note: each person has individual access to the platform and can complete the course at their own pace within the allotted collective time.

RECEPTION AREA
Every Tuesday 7:00 PM | 8:00 PM
Do you have questions about our support services? About our residents' cooperative model? Are you interested in leading a collective project?
Join us on Zoom for a friendly meeting where we'll discuss the key aspects of cooperation and cohousing. Everyone is welcome, whether you're already familiar with the concept or just discovering this exciting world of cooperative housing.
All you need to bring is your curiosity, we'll take care of the rest!
