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Character representing the co-financed journey

Co-financing

Course 2 | Co-realize

Understanding and implementing the financial mechanisms of the SAS Cooperative

Conditions and prerequisites
A group consisting of at least 3 people
To be a member of the association Les Pas-Sages.
Having completed the Co-create module

Content

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We have developed a two-step path, each step of which involves:

  • STEPS - videos to watch

  • STOPOVERS - activities to do

  • a collective EXCHANGE TIME with a facilitator - a live Q&A webinar .

Character taking the first step on the co-financing journey

FIRST STEP: The contribution agreement in CCA
(Shareholders' Current Account)

  • The contract between the cooperative and the members

  • Contributions and repayments of partners

  • Commitments and guarantees given to partners

  • Impact of inflation on the project

  • The possibility of indexation and its consequences on rents

  • Supplementary Monthly Savings (EMC)

  • Loans or solidarity contributions.

Character taking the second step in the co-financing process

SECOND STEP: Deepening of financial mechanisms

  • Advantages and disadvantages of bank credit.

  • Breakdown of monthly payments to be made to the SAS Coopérative

  • Basic accounting concepts: the income statement and cash flow

  • Case study of an ecovillage: determining rents

  • Importance and operation of the reserve fund

  • Opportunities for exchanges without money

  • Contributor dynamics: how to attract and reassure them.

Access for accompanied members

Upon completion of the support program, access to the “Co-Financing Space” will be granted, including:

    The visual aids for the presentations used in the videos.

  • The latest versions of the customizable templates :

    • Shareholder Current Account Contribution Agreement

  • Cooperation forums between ecovillages on these themes:

    • Shareholder Current Account Contribution Agreement

    • Financial Mechanisms.

Characters who are part of the accompanied members

Format and terms

This is an online learning path via the Pas-Sages platform, with:

  • Educational videos with simple and clear language

  • Fun activities to better integrate knowledge

  • Q&A webinars with a Pas-Sages facilitator

  • Downloadable document templates

  • Visual memos from video presentations

  • And forums for cooperation between eco-villages

Note: each person has individual access to the platform and can complete the course at their own pace within the allotted collective time.

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reception area for the wise passages

RECEPTION AREA

Every Tuesday 7:00 PM | 8:00 PM

Do you have questions about our support services? About our residents' cooperative model? Are you interested in leading a collective project?

Join us on Zoom for a friendly meeting where we'll discuss the key aspects of cooperation and cohousing. Everyone is welcome, whether you're already familiar with the concept or just discovering this exciting world of cooperative housing.


All you need to bring is your curiosity, we'll take care of the rest!

Zoom meeting icon

Room 84704352235 Code 007

On Zoom

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